[et_pb_section fb_built=”1″ _builder_version=”4.4.8″ custom_padding=”0px||0px||true|false”][et_pb_row _builder_version=”4.4.8″ width=”100%” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” animation_style=”bounce” animation_direction=”bottom” border_radii=”on|20px|20px|20px|20px” box_shadow_style=”preset2″ locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_image src=”https://www.austasiagroup.com/wp-content/uploads/2020/06/investments-header-parasailing-scaled.jpg” alt=”Life Insurance Advice & Claims Assistance” title_text=”investments-header-parasailing” show_bottom_space=”off” _builder_version=”4.4.8″][/et_pb_image][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”20px|20px|20px|20px|true|true”]Life is risky and can be fragile. Everything can change in the blink of an eye, so the question remains, are we prepared for that to occur? Being injured, or worse, dying prematurely, are subjects we would prefer not to think about. By taking out insurance, you can afford to concentrate on living, knowing that if the worst happens, you and your family will be protected.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row” _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” custom_margin=”0px|0px|0px|0px|true|false” custom_padding=”||0px||false|false” locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Section Heading” _builder_version=”4.4.8″ header_2_text_color=”#31367a” header_2_font_size=”32px” header_2_line_height=”1.5em” background_color=”#A4D9F7″ custom_margin=”|0px||0px|true|true” custom_padding=”|20px||20px|false|true”]

To have or not to have, that is the question

[/et_pb_text][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]This is where having enough insurance cover can help. Life insurance is an essential component of your financial plan, as it offers a sense of security, by ensuring that your dependants are able to support themselves in your absence. A lump sum payout to your nominated beneficiaries in the event of your death, ensures that your dependants can pay off their liabilities and lead a decent lifestyle, without additional financial stress.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row” _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” custom_margin=”0px|0px|0px|0px|true|false” custom_padding=”||0px||false|false” locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Section Heading” _builder_version=”4.4.8″ header_2_text_color=”#31367a” header_2_font_size=”32px” header_2_line_height=”1.5em” background_color=”#A4D9F7″ custom_margin=”|0px||0px|true|true” custom_padding=”|20px||20px|false|true”]

Get the insurance cover that suits you

[/et_pb_text][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]So, it is imperative to have an appropriate cover to suit your needs, which is our specialty. This graph shows how the ideal amount of personal insurance cover can change over time, as you move through different life stages.[/et_pb_text][et_pb_image src=”https://www.austasiagroup.com/wp-content/uploads/2020/06/chart-insurance-income-and-debt-levels.png” alt=”chart insurance income and debt levels” title_text=”chart-insurance-income-and-debt-levels” align=”center” _builder_version=”4.4.8″ module_alignment=”center”][/et_pb_image][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Our expert team can help you in identifying what type of insurance cover best suits your needs, to avoid being over or underinsured. We act in the best interests of our clients by acknowledging that insurance is not a “one size fits all” product. Based on our assessment of your finances and personal circumstances, we offer a customised strategy that best suits your needs. [/et_pb_text][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]We also provide guidance on Income Protection (to provide you a benefit if you are unable to work and support your family), Trauma (to provide you a payment in the event you suffer a terminal illness) and/or a Total and Permanent Disability (to provide you protection in the event you become totally or permanently disabled) to successfully meet your financial goals.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row admin_label=”Row” _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” custom_margin=”0px|0px|0px|0px|true|false” custom_padding=”||0px||false|false” locked=”off”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Section Heading” _builder_version=”4.4.8″ header_2_text_color=”#31367a” header_2_font_size=”32px” header_2_line_height=”1.5em” background_color=”#A4D9F7″ custom_margin=”|0px||0px|true|true” custom_padding=”|20px||20px|false|true”]

Making an insurance claim

[/et_pb_text][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]At AustAsia Group, we can also assist you making insurance claims. Insurance claims can be stressful due to claim requirements and a myriad of paperwork with legal jargon. If you are suffering from the illness, injuries or grief, dealing with a pile of documents is the last thing you want to do. We are here to help. [/et_pb_text][et_pb_text _builder_version=”4.4.8″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]

During the tough time of any unexpected events, AAG can assist you with:

  • Review your insurance policy and ensure you are entitled to claim on your current insurance policy;
  • Liaise directly with the insurer and request any required paperwork;
  • Liaise directly with the hospital and request any medical reports or other documents to support the claim;
  • Complete claim paperwork and lodge the claim on your behalf;
  • Constantly monitor the claim process and keep you informed
  • Follow up with the insurer if needed;
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Frequently Asked Questions

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More Information

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Protecting Your Most Valuable Asset: You

Insurance Requirements

Life Insurance Guide – Your Financial Security

Why Are My Premiums Increasing?

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Click below to see how we can help you

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Income Protection Insurance

Insurance Terms You Should Know

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